The Lewis Team makes buying a home a very exciting and enjoyable experience. The Lewis Team provides you with premier service – from identifying appropriate homes to show you, arranging for the various inspections, coordinating the financing, and ensuring a smooth settlement. For your convenience, we also provide listings by email. The Lewis Team prides ourselves on repeat business and hope you'll come to understand why.

As Your Agent, The Lewis Team will:

1. Assure that you see properties that offer the features that are important to you.
2. Guide you through the entire home-buying process.
3. Suggest qualified lenders who offer good loan products.
4. Make sure you don't pay too much for your new home, and will help you avoid costly mistakes.
5. Answer your questions about the local market, and show you where you can find detailed information on schools, transportation, medical services and more.

Before You Start Looking For Your New Home:

1. Check your credit rating and correct any errors that may be lowering your score.
2. Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
3. Find a loan program that meets your needs and get pre-qualified and ideally pre-approved.
4. Choose a Realtor who you trust and who understands your needs.
5. Identify important features you want your new home to have and which features you need your new home to have.

Closing Costs That May Be Expected, But Not Limited To:

1. Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
2. Third-party fees include charges for Homeowner’s insurance, title search, survey, and inspections, such as termite.
3. Government fees include recording fees, county transfer tax and state tax.
4. Settlement fees include pro-rated loan interest, real estate taxes and where relevant private mortgage insurance.
5. Title insurance fees depend on the sales price of the home.
6. Credits to the buyer and seller are adjusted for unpaid real estate taxes and the amount of such credits are determined by the date of the settlement and when the taxes are due.
7. Home inspections fees are paid for by the buyer and may include pest, radon, lead, pool, well water, septic field and other items.
8. Miscellaneous fees may also accrue.